Free Assessment — Takes 3 Minutes
Let's find out what's possible for you.
Answer a few quick questions and we'll show you your equity position or borrowing capacity — instantly, for free.
I own a property
Find out your usable equity and what you could do with it — invest, refinance or build wealth.
Equity Assessment
I want to buy my first home
Find out your borrowing capacity, deposit gap and which government schemes you qualify for.
Borrowing Assessment
Before: Encrypted & secure
📋 No obligation
⏱ Takes 3 minutes
📞 1300 001 755
Privacy & consent
Your Privacy
We'll collect information about you during this process. Please take a read of our privacy policy before proceeding.
Sabea Financial Pty Ltd Credit Representatives are appointed under BLSSA Pty Ltd Australian Credit Licence 391237.
Sabea Financial Pty Ltd ABN 86653823253 and BLSSA Pty Ltd ABN 69 117 651 760 Australian Credit Licence 391237 of Level 26, 111 Eagle Street, Brisbane, Queensland 4000 [we,us,our] we are collecting personal information about you and this may include sensitive information (such as health information).
A complete copy of our privacy policy can be found at https://lmg.broker/consumer-privacy.
The information you provide will be held by us.
You appoint us your agent (Access Seeker) to obtain your credit information from a credit reporting body on your behalf and for the purpose of assisting you with your finance application. You authorise us to disclose any credit information we obtain to prospective financiers in connection with your finance application.
We may use credit information and personal information you provide us to arrange or provide finance and other services to you and you authorise us to make any enquiries necessary to do so.
We may exchange personal information with the following types of entities, some of which may be located overseas: our employees, franchisor, related bodies corporate, contractors or service providers for the purposes of operation of our website or our business, fulfilling requests by you, and to otherwise provide products and services to you including, without limitation, web hosting providers, IT systems administrators, couriers, payment processors, data entry service providers, electronic network administrators; persons who provide finance or other products to you, or to whom an application has been made for those products; financial consultants, accountants, lawyers and advisers; any industry body, tribunal, court or otherwise in connection with any complaint regarding our services; any person where we are required by law to do so; any of our associates, related entities or contractors; your referees, such as your employer, to verify information you have provided; any person considering acquiring an interest in our business or assets; any organisation providing online verification of your identity; or any person or organisation for any authorised purpose with your express consent.
You may gain access to the personal information that we hold about you by contacting us. A copy of our privacy policy can be obtained at https://lmg.broker/consumer-privacy or by contacting us on (02) 9816 9850. Our privacy policy contains information about how you may access or seek correction of the information we hold about you, how we manage that information and our complaints process.
If you do not provide the information we may not be able to assist in arranging finance or providing other services to you.
Do we disclose your personal information to anyone outside Australia?
We may disclose personal information to our franchisor's related bodies corporate, our related bodies corporate and third party suppliers and service providers located overseas for some of the purposes listed above. Your personal information may be stored in the cloud in an overseas country. In the event that a disclosure is made in that overseas country (which we consider unlikely), the information will not be protected by the Australian Privacy Principles. In any event, by providing your details, you consent to your information being disclosed in this manner.
Consent to give notices electronically
You consent to us sending you notices and other documents in connection with your dealings with us by email. You understand that upon giving this consent: (a) we will either make all notices and other documents available for a reasonable period of time on our website for retrieval by you or we will send you notices and other documents by e-mail; (b) if the information is displayed on our website we will promptly send you an e-mail to your nominated e-mail address notifying you that information is available for retrieval from our website; (c) we will not send paper copies of notices and other documents; (d) you must regularly check your nominated e-mail address for notices; and (e) you may withdraw your consent to the giving of notices and other documents electronically at any time.
Electronic signature consent
For the purposes of all dealings with us: I consent to the use of an electronic signature system for the execution of any documents; and I confirm I am the person named in the document where I indicate I am signing, I approve of the information communicated and I accept this method as reliable in the circumstances for communicating this type of information.
By clicking 'I agree' you agree to us collecting, holding, using and disclosing personal information about you in accordance with our Privacy Policy.
Sabea Financial Pty Ltd ABN 86653823253 and BLSSA Pty Ltd ABN 69 117 651 760 Australian Credit Licence 391237 of Level 26, 111 Eagle Street, Brisbane, Queensland 4000 [we,us,our] we are collecting personal information about you and this may include sensitive information (such as health information).
A complete copy of our privacy policy can be found at https://lmg.broker/consumer-privacy.
The information you provide will be held by us.
You appoint us your agent (Access Seeker) to obtain your credit information from a credit reporting body on your behalf and for the purpose of assisting you with your finance application. You authorise us to disclose any credit information we obtain to prospective financiers in connection with your finance application.
We may use credit information and personal information you provide us to arrange or provide finance and other services to you and you authorise us to make any enquiries necessary to do so.
We may exchange personal information with the following types of entities, some of which may be located overseas: our employees, franchisor, related bodies corporate, contractors or service providers for the purposes of operation of our website or our business, fulfilling requests by you, and to otherwise provide products and services to you including, without limitation, web hosting providers, IT systems administrators, couriers, payment processors, data entry service providers, electronic network administrators; persons who provide finance or other products to you, or to whom an application has been made for those products; financial consultants, accountants, lawyers and advisers; any industry body, tribunal, court or otherwise in connection with any complaint regarding our services; any person where we are required by law to do so; any of our associates, related entities or contractors; your referees, such as your employer, to verify information you have provided; any person considering acquiring an interest in our business or assets; any organisation providing online verification of your identity; or any person or organisation for any authorised purpose with your express consent.
You may gain access to the personal information that we hold about you by contacting us. A copy of our privacy policy can be obtained at https://lmg.broker/consumer-privacy or by contacting us on (02) 9816 9850. Our privacy policy contains information about how you may access or seek correction of the information we hold about you, how we manage that information and our complaints process.
If you do not provide the information we may not be able to assist in arranging finance or providing other services to you.
Do we disclose your personal information to anyone outside Australia?
We may disclose personal information to our franchisor's related bodies corporate, our related bodies corporate and third party suppliers and service providers located overseas for some of the purposes listed above. Your personal information may be stored in the cloud in an overseas country. In the event that a disclosure is made in that overseas country (which we consider unlikely), the information will not be protected by the Australian Privacy Principles. In any event, by providing your details, you consent to your information being disclosed in this manner.
Consent to give notices electronically
You consent to us sending you notices and other documents in connection with your dealings with us by email. You understand that upon giving this consent: (a) we will either make all notices and other documents available for a reasonable period of time on our website for retrieval by you or we will send you notices and other documents by e-mail; (b) if the information is displayed on our website we will promptly send you an e-mail to your nominated e-mail address notifying you that information is available for retrieval from our website; (c) we will not send paper copies of notices and other documents; (d) you must regularly check your nominated e-mail address for notices; and (e) you may withdraw your consent to the giving of notices and other documents electronically at any time.
Electronic signature consent
For the purposes of all dealings with us: I consent to the use of an electronic signature system for the execution of any documents; and I confirm I am the person named in the document where I indicate I am signing, I approve of the information communicated and I accept this method as reliable in the circumstances for communicating this type of information.
By clicking 'I agree' you agree to us collecting, holding, using and disclosing personal information about you in accordance with our Privacy Policy.
Step 1 of 4 — Property Details
Your Property
Where is your property located?
We'll pull the latest suburb median so you can compare your estimate.
📊 Suburb median: — (CoreLogic Q1 2025)
$
Rough estimate is fine — we can refine this together
Step 1 of 4 — Property Details
Your Mortgage
What's your remaining mortgage balance?
Check your latest statement or internet banking for the most accurate figure.
$
%
Leave blank if unsure — we can check this for you
Step 3 of 4 — Cash Flow & Employment
Cash Flow
After all your bills and lifestyle expenses, how much surplus do you have each month?
Include mortgage repayments, utilities, groceries, subscriptions, dining, entertainment — everything. This helps us calculate what investment you could comfortably service.
$
Rough figure is fine — be honest, this helps us give you an accurate picture
Step 4 of 4 — Your Goals
What You're Looking For
What would you like to do with your equity?
Select the option that best fits where you're at right now.
Step 4 of 4 — Almost Done
Your Details
Almost there — who are we speaking with?
Your assessment is ready. Enter your details and we'll show you your results instantly.
🔒 Your information is encrypted and will only be used to prepare your assessment. We don't sell or share your data.
Step 1 of 4 — Your Target Property
Target Property
Let's work out your buying power.
Tell us where you're looking to buy and roughly what you're aiming for.
We will apply the correct stamp duty rates and first home buyer schemes based on your state
$
$
Step 2 of 4 — Your Income
Income
What's your income situation?
This determines how much you can borrow across 60+ lenders.
$
$
Step 3 of 4 — Existing Debts
Your Debts
Do you have any existing debts?
These affect your borrowing capacity. Leave blank if you don't have them.
$
$
$
Lenders use limit, not balance
$
Step 4 of 4 — Almost Done
Your Details
Almost there — who are we speaking with?
Your assessment is ready. Enter your details and we'll show you your results instantly.
🔒 Your information is encrypted and will only be used to prepare your assessment. We don't sell or share your data.
Your Assessment Results
Your Broker
What happens next
Your Sabea broker will call you within 24 business hours — usually a lot sooner — to introduce themselves, walk you through your assessment and answer any questions you have.
Expect a call from
—
Save the number so you don't miss the call. Tap to add it to your contacts now — your broker will have your assessment in front of them and tailor their advice to your specific position.